I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

    • Screwthehole@lemmy.world
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      10 months ago

      Why even mention no cell phones?

      In the 1700s they budgeted by not paying all electric bill! So frugal. 🤣

      No one in western society can function or even have a job probably, without a cell phone in 2023

      • GBU_28@lemm.ee
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        10 months ago

        Cavemen had their focus on the grind because they didn’t watch tv.

        • Killakomodo@kbin.social
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          10 months ago

          What are you saying??? I have not had a job that did not need me to have one in some regard, think you are a little behind the times tbh.

          • YoBuckStopsHere@lemmy.world
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            10 months ago

            It depends on your line of work, but a cellphone is not mandatory for employment. A cellphone will set you back on average $1,700 a year. If you have to have a phone number get a $ 20-a-month landline basic plan. We are talking about saving money but most people on here don’t want to save money, they just want to have more money.

            • mke_geek@lemm.ee
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              10 months ago

              Cell phones don’t have to cost that much. Google Voice numbers are free. You can still have a cell phone and not have a data plan.

            • Screwthehole@lemmy.world
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              10 months ago

              Lol I don’t know. I guess if you work at Amazon or something having one could be considered optional. My job is literally dependant on my cell phone, and my ability to handle emails calls and texts while away from the office is a core of my ability to earn enough money to pay my bills.

              If I didn’t have a cell phone for even 1 day, I would make $0 that day at my job.

              • YoBuckStopsHere@lemmy.world
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                10 months ago

                So you are an exception, which is understandable. Most people don’t use their personal devices for work.

                • Screwthehole@lemmy.world
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                  10 months ago

                  Literally everyone I know does, though. It’s your calendar, your email, your communication. The only jobs I can imagine that you don’t need to have a mobile device are when you are a drone who has to sit where the boss tells you all day long. Even then, your work likely communicates with staff via text or an app.

                  Has it been awhile since you worked somewhere?

            • Pixel@lemmy.sdf.org
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              10 months ago

              I have never paid that per year for a cell phone, and my monthly bill is cheaper than your land-line

    • hedgehog@ttrpg.network
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      10 months ago

      Back in my twenties I worked for a couple dollars above minimum wage and had to donate plasma in order to make rent. Hell, “consider donating plasma as an extra revenue stream” is probably more helpful advice than “never go out; don’t have a cellphone; set goals.”

      • GBU_28@lemm.ee
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        10 months ago

        Also, people.need plasma so you are helping your community too